"We will not sacrifice profitability for membership." -WellPoint CEO Angela Braly to investors, April 2008.
We need your help in Columbus on Tuesday.
Two weeks ago, we launched the Health Care for America Now campaign in cities across the country. Our question for decisionmakers in Washington and in state capitols across the country: "Which Side Are You On?" Are you with us for quality, affordable health care for all? Or are you for leaving us on our own with the insurance industry?
Already, the health insurance industry has started its own campaign, and it launches this Tuesday in Columbus. They're claiming their new "Campaign for an American Solution" is a "grassroots" movement to "reform" the health care system.
We're going to call it what it is: Industry is running a PR campaign to protect its profits in the face of massive public outcry about the health care system.
This Tuesday, we need YOUR help to tell the real story of how the insurance industry puts profits first:
- From 2000 to 2006, Health insurance premiums in Ohio increased more than 8 times faster than paychecks.
- From 2003 to 2007, the biggest health insurer in Ohio saw its profits double - and shipped out of Ohio.
- Meanwhile its top two executives made over $9 million in 2007.
- In 2006 health insurers gave $135,000 to candidates for Governor and State Legislature to be sure that the State didn't enact laws to protect Ohio's health consumers.
This Tuesday, while the Industry holds its sham "grassroots" event at the YWCA downtown, we'll be rallying outside. We need YOU to help us let the public know what the Industry is really up to. Tell the real story of the health care crisis in this country and why we need real reform. We need you to ask the leaders of your community, "Which Side are you on?" Are you with us for quality, affordable health care for all? Or are you for leaving us on our own with the insurance industry?
WHAT: "Which Side Are You On?" March and rally
WHO: HCAN (Health Care for America Now) coalition partners
WHEN: Tuesday, July 22, 11:00 AM
WHERE: March from Hyatt on Capitol Square (corner of State and S. 4th Sts.) to the YWCA (65 S. 4th St., downtown Columbus)
We will provide signs and banners.
Can't come Tuesday? Click here to tell us YOUR health care story. The Industry puts profits before people - how has that impacted you and your family?
1.2 million Ohioans continue to go without health insurance. And for those of who are insured, we keep paying more and getting less.
Insurance companies are launching their campaign Tuesday to protect their bottom line, so they can keep putting profits before people.
It's time to put our leaders to work for taxpayers again, not for big insurance companies.
Click here to take action today.
Thanks for your support!

Brian Rothenberg
Executive Director
ProgressOhio.org
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Kathleen Kelly is the mother of three. A little more than a decade ago her marriage ended and Kathleen found herself with sole custody of her children aged 5, 8, and 10 years. Since her ex- spouse was not involved and in fact non- supportive, Kathleen’s labor provided their sole means of support.
Working in retail she never got enough hours to qualify for any benefits. It seems that her employer never considered working her enough to qualify or perhaps it was by design….she never knew. Even though she remained not quite full time she was able to provide the basics for her family.
With the older children in school and just enough to hire daycare for the youngest of her children their existence was practically “hand to mouth”.
Then one day the inevitable happened. In the wee hours her eight year old woke with an upset stomach and fever. Like all parents, Kathleen sat up in the night trying to comfort her child, while waiting for the hour at which she could call the physician’s office to arrange an appointment.
The other, more agonizing reality, was that she would have to call her employer. She knew that she would, at the very least, be forfeiting her wages to take care of her child. There was no question what her decision would be. What she didn’t know was the extent to which she would be threatened.
Once on the phone, with the her manager at the high-end women’s apparel shop where she worked, Kathleen was exhorted by the manager to make other arrangements for the care of her child. The manager even suggested the older sibling might stay home with the younger child.
With no support system of extended family and the impossible suggestion of leaving her ill child with a sibling, it became apparent that there was no compassion for her situation from her superior. At some point in the conversation it was even suggested the employer would have to find someone more reliable.
By this time openly sobbing Kathleen pleaded with her manager exclaiming “Please, just don’t fire me!”
The manager eventually relented and Kathleen was able to care for her child and keep her job. With a days wages gone however, that month was a little tighter financially at the Kelly household. After that experience Kathleen never viewed her workplace the same again. In short order she found a better situation with another employer and left the retail job.
Though many years have past, Kathleen vividly remembers her feelings that day and knows that it is wrong to treat people in that way. She solidly supports the Ohio Healthy Families Act and the dignity it recognizes in every person.
Please Sign a Message Of Support For The Ohio Healthy Families Act Here
Introduction by Michael Carano
It seems that our drive for single-payer is being diffused by those pushing to get voters out for the Democratic candidate, Obama. Now electing Obama is a good thing, so don’t get me wrong, but my fear is that the Dems will be using the health care card in 2008 as they did the Irag Occupation card in 2006 in order to get votes.
In the process, as you will see by the two articles I post, one from a Labor Party writer whom I know and respect, and the other from a woman in Florida who has insight into what is going on and how it will confuse voters about what is the best solution for real health care reform (single-payer, specifically Rep, John Conyers H.R. 676) and the fuzzy incremental approaches as put forth by Obama and the new coalition mentioned in the articles.
Let us not be confused as to what the new coalition is proposing, and let us be clear as to why we support single-payer over these wishy-washy plans proposed under the guise of “Universal Health Care” and their real shortcomings, they being bandaids to the real problem that a true universal, single-payer health care plan will cure.
Read More »
So let's start acting with a bit of honesty in the debate. Since we tend to lead first then educate when possible, this for your consumption. Our hope is that you will start being honest brokers in the debate and begin dealing fairly with Progressive Democrats of America and quit--like your precursors--as seeing us as a threat. We only are a threat to the those who will hold back real reform. Thus, this is a kind of request too. Please don't undermine our work through co-opting it, and reference our lead when applicable, as any honest group would do, as in Rep. Suttons stop-loss work; our being a prime mover behind of Citizens Save Our Sewers Coalition in Akron, and our consistent and unremitting anti-war work, as in our past March organizing. We are the good guys, so please quite seeing us a threat. We understand what you are about. We just expect you to be honest about it. We will always be honest with what we are about. Thus, on with the education portion of our work:
By Miles Mogulescu
Huffington Post
July 10, 2008
July 14, 2008
Lisbon, Ohio- Ohio Green Party Member Dennis Spisak filed as as write-in candidate for Congress today at the Columbiana County Board of Elections. Spisak will run as a write-in candidate for Ohio's 6th Congressional District.
" I am running for Congress because I believe we must send a Progressive Liberal to Congress since we already have two conservative candidates in the race, Democratic Incumbent Charlie Wilson and Republican Rich Stobbs. It's time we give the voters of the 6th district a choice between conservative values which have failed this country over the past eight years and Progressive Liberal Values that will bring back Renewable Energy Jobs to the Ohio River Valley, Single-Payer Health Care for All, and clean and fair elections back to Ohio, " said Spisak.
" I am running for Congress because we must send a representative to Washington who will address the issues facing regular citizens, not Lobbyists and Corportation PACS. My campaign will focus on economic justice and nothing less than a renewal of America's sense of community and promise of equal opportunities for the poor, working, and middle class."
Spisak was one of the first Green Party Candidates to be elected in Ohio back in 2005 when he was elected to the Board of Education for the Struthers City Schools system. As a Board Member, he was able to help take the district out of state fiscal control and debt and return the system to financial health in 2 years with the help of his fellow board members.
Dennis Spisak's Platform:
LIVING WAGE JOBS: Organize opposition to NAFTRA trade policy. Protect our workers and unions.
EDUCATION: Fund and protect public education. Make college and technical education affordable. Help provide support, advocacy, and support to Ohio parents and care givers of children and adults with developmental disabilities and autism.
A CLEAN ENVIRONMENT: Promote clean renewable energy and create new renewable energy manufacturers and companies up and down the Ohio River. Protect Ohio's air and water. Improve Mass Transit. With gas over 4 dollars a gallon, busses, vans, and trains are the way many people will get to work-and that number is expected to grow over 40% in the next 10 years. Dennis Spisak will work with Congress on green solutions and less costs to riders and taxpayers.
CLEAN ELECTIONS: Eliminate fraudulent computer ballot counts and use verifiable paper ballots. Assure all Ohioans have an equal opportunity to vote and run for office.
HEALTH CARE FOR ALL OHIOANS: Pass Single-Payer Health Care Acts that cover every American for any necessary procedure their doctor orders without exclusions for pre-exisiting conditions.
----------------------------------------------------------------------------------------------------------------------------------------------------------------
For more information, contract Dennis Spisak at 330-755-0729 or 330-503-1407
I, Dennis Spisak, approve of the contents of this press release.
Cecile Richards, president of the Planned Parenthood Action Fund, questioned Sen. John McCain's commitment to women's health care after Sen. McCain could not answer when asked if he thought it was fair that insurance companies cover Viagra but not birth control.
"Time after time, Sen. McCain has shown that he is out of touch when it comes to women's health care," said Cecile Richards, Planned Parenthood Action Fund president. "Birth control is basic health care for women. But yesterday, Sen. McCain ducked a straightforward question about whether he thinks insurance companies should cover birth control. Women in America are still waiting for his answer."
In 2003, McCain voted NO on the Murray Amendment (S.Amdt 258 to S. 3, vote 45, 3/11/03), which would have improved the availability of contraceptives for women and required insurance coverage of prescription birth control.
Yesterday, aboard his campaign bus, the Straight Talk Express, had this exchange with a reporter:
Reporter: "? It was unfair that insurance companies cover Viagra but not birth control. Do you have an opinion on that?"
McCain responded: "I don't know enough about it to give you an informed answer."
McCain went on to say, "It's something that I had not thought much about, and I did hear about her response, but I hadn't thought much. But I will get, I will get back to you today on it."
According to the Guttmacher Institute, "Nearly all sexually active women (98 percent in 2002) have used at least one method of birth control."
Guttmacher also reports that women spend 68 percent more in out-of-pocket health care costs than men, in part because of reproductive health-related supplies and services.
Watch It:

Central Presbyterian Church, Denver, COThe DNC Convention in Denver, taking place August 25-28 at the Pepsi Center, will be accompanied by a large progressive presence, and PDA will be in the center of the activities. The PDA national team and PDA CO, led by Evi Klett and Elise Hudson, have been meeting for the past six weeks to finalize our plans.
The center of our activities is located in the heart of Denver at the Central Presbyterian Church, 1660 Sherman St., Denver, CO 80203. The Nation Magazine will share this facility with us. It is a beautiful venue and a fitting location as this ministry has a long record of helping the under-privileged and under-served members of the Denver community.
During the convention we hope to create a progressive oasis where like-minded individuals can meet to network, share ideas, learn from the country’s foremost progressives, and help build the progressive movement. Four full days of volunteer opportunities and panel discussions have been planned.
The week starts off with a PDA “Progressive Welcome to Denver” event on the evening of Sunday August 24, hosted by Mimi Kennedy, author, actress, and PDA Advisory Board Chair. The welcome event features PDA advisory board member Rep. Barbara Lee (CA); Katrina Vanden Heuvel, editor of The Nation; Tom Hayden, author, activist and PDA Advisory Board member; and Jim Zogby, Arab American Institute founder and President and DNC member. Suggested donation is fifteen dollars.
From Monday August 25 through Thursday August 28, Progressive Central will be a hive of activity. The volunteer center will open at 7 a.m., and from there, PDA will dispatch our non-violent army of volunteers to the Denver-area hotels where the DNC delegates are housed. As the delegates go to breakfast, volunteers will distribute flyers with a detailed list of our activities and other items of interest. Volunteers will receive a Healthcare NOT Warfare t-shirt and will be served coffee and a light breakfast. We are also seeking helpers at the church. Contact DNCvolunteers@pdamerica.org to volunteer.
The doors will open to the public at 9:00 a.m. each day. They will find a host of organizations tabling inside, providing opportunities for involvement and education, opportunities for networking, and a space for impromptu meetings.
From 11:00 a.m. – 12:30 p.m. each day, The Nation will take the stage in the sanctuary to conduct conversations with prominent progressives on a range of topics: healthcare, AIDS, and Africa, Iraq withdrawal, immigration reform and economic justice, and restoring and maintaining our Constitutional rights. John Nichols will anchor the discussions, which are free and open to the public. His guests will include Rep. Barbara Lee, Co-chair of the Congressional Progressive Caucus (CPC) and PDA Advisory Board member; Richard Kim, associate editor at The Nation; Rep. Lynn Woolsey (CA), Co-chair of the CPC and PDA Advisory Board member; Tom Hayden, PDA Advisory Board member; Rep. Jim McGovern (MA), PDA Advisory Board member, House Rules Committee; Bob Moser contributing writer to The Nation; Rep. Robert Wexler (FL), House Judiciary Committee member; and Victor Navasky, publisher emeritus of The Nation.
Read More »

Obama Endorses Paid Sick Days
Presidential Candidate Says They're Vital to Women's Economic SecurityOhioans for Healthy Families, the state-wide coalition behind the paid sick day ballot initiative in the Buckeye state, expressed delight today that Illinois Senator and Democratic Presidential candidate Barack Obama has decided to make seven paid sick days a key part of his campaign for the White House.
At campaign events yesterday and today in New York, Virginia, Michigan and Missouri, Sen. Obama and his wife, Michelle, are highlighting paid sick days as part of a plan to bring economic security to America's working women. According to the Obama campaign, the plan is designed to help women and families deal with a range of work-related challenges.
In a statement accompanying the plan's release, Sen. Obama said:
"I don't accept ... an America that makes women choose between their kids and their careers. It's unacceptable that women are denied jobs or promotions because they've got kids at home. It's unacceptable that 22 million working women don't have a single paid sick day. When I'm President, we'll take these critical issues head-on and help women and families thrive in a changing economy."
Coalition spokesman Dale Butland offered this reaction:
"We're delighted that Sen. Obama recognizes the importance of paid sick days and is making it a key part of his Presidential campaign. With Ohio polls consistently showing over 70% support for the Healthy Families Act, we hope Sen. McCain will do likewise. In any event, it's now clear that the Presidential campaign dialogue will include paid sick days. As a result, voters will be learning a lot more about this family values issue in the weeks ahead."
Note: In the U.S. Senate, Sen. Obama is a co-sponsor of S.910, a federal bill that would mandate allowing workers to earn 7 paid sick days per year. Sen. McCain is not a co-sponsor, and his position on paid sick days is unknown.
Our military family was thrilled to note that progressive PACs have beat this effort to the punch in battleground states by launching counter campaign ads focusing on that which American Voters can relate to - HOW MUCH THE WAR IN IRAQ COST IN $$$$$$$$$$
Stay on that theme, and as the economy worsens, and it will the longer we Stay in Iraq, that RELATIONSHIP will checkmate anything that PRO-WAR Veterans and Military Families have to say. Also, remember that those 20,000 or so mention below VOLUNTEERED to go to Iraqnam, and VOLUNTEER to stay. If that is true then 20,000 is just about the right number to garrison Iraq and Afghanistan as we pull out. SEND THOSE 20,000 back to or keep them in Iraq and Afghanistan then allow those who volunteer not to stay LEAVE.
Why do WE THE PEOPLE have to make everything so complicated. Oh, the icing on the cake. If 20,000 Veterans can afford a Million bucks to pay for PRO-WAR campaigns, they sure can raise the funds needed to PAY FOR THE WAR. There should be a tax cut for any American who does not want to pay for the War in Iraq. That way those Americans (regardless of party) who passionately want to commit to the War on Terror can do so. HAVE AT IT!!! Read More »
$40 Million Health Care Campaign to Launch in OHIO and Nationwide
Ohio Community Leaders Join Together to Push for Quality, Affordable Health Care for Every American
Statehouse, Columbus, Ohio- July 8, 2008 - Standing in a room where State Senators debate Ohio law, Coya Mobley of Dayton and Rev. Gregory Chandler of Cincinnati launched a major $40 million campaign to push for quality, affordable healthcare for every American Today.
Mobley and Chandler were hosted by Senate Minority Leader Ray Miller in the Statehouse's Minority Conference Room as she and 37 other state capitals and 52 cities began a new national campaign to bring together millions of Americans to make progress on healthcare access for all Americans.
Health Care for America Now (HCAN) is being launched by 95 national and local groups that represent labor, community organizations, doctors, nurses, women, small businesses, faith-based organizations, people of color, netroots activists, and think tanks. The goal is to create an environment where the first order of business of the next President and Congress is to pass legislation in 2009 that guarantees quality, affordable health care for all.
Health Care for America Now is an unprecedented coalition led by ACORN, AFSCME, Americans United for Change, Campaign for America's Future, Center for American Progress Action Fund, MoveOn, National Education Association, National Women's Law Center, Planned Parenthood Federation of America, SEIU, United Food and Commercial Workers, USAction through its Ohio Partner ProgressOhio and the Center for Community Change through its Ohio partner, the Ohio Organizing Collaborative (Ohio Gamaliel, Ohio ACORN, Ohio Baptist Convention and ESOP).
"In 2009, we will either have a guarantee of quality, affordable health care we all can count on or we will continue to be at the mercy of the private health insurance industry that is charging us more, giving us less and putting company profits before our health," said Coya Mobley of ACORN. "Back in Dayton and in communities all across the country, we're asking one question, 'Which side are you on?' Are you on the side of quality, affordable health care? Or are you on the side of being left alone to fend for yourself in a complicated, bureaucratic insurance market?"
One in four teenage girls has a sexually transmitted infection, according to the Centers for Disease Control. One in four! "Additionally, teen birth rates are going up and the cost of birth control is skyrocketing," said Gary Dougherty, State Legislative Director, Planned Parenthood Affiliates of Ohio.
On May 30, 2007, the bi-partisan Ohio Prevention First Act was introduced in the Ohio House of Representatives. This landmark legislation will reduce unintended pregnancies through:
- Realistic sex education and teen pregnancy prevention programs
- Funding for family planning programs
- Guaranteed access to birth control prescriptions
- Contraceptive equity
- Emergency contraception access and education
It is critical that this commonsense legislation be scheduled for a hearing before the end of the year. You can help make that happen.
Sign the petition urging the Chairman of the House Health Committee, Rep. Lynn Wachtmann (R-Napoleon), to schedule a hearing on the Ohio Prevention First Act.
PPAO and I appreciate your support. I can't think of any legislation the General Assembly could undertake that could benefit more Ohioans more positively health-wise.
July 7, 2008
* America is losing jobs. The private sector has lost more than 400,000 jobs in the last six months. Over the past seven years, 3.4 million manufacturing jobs--one out of every five--has been shipped overseas. Today, a smaller percentage of Americans have jobs than at the beginning of the Bush administration.
* Basic costs are skyrocketing. The price of gasoline has increased by more than $2.50 per gallon since George W. Bush took office and the average household will spend $2300 more on gas this year than in 2001. The cost of health insurance has nearly doubled during the Bush Administration. Tuition and fees at public four-year colleges are up 46 percent since 2001. And now food prices have begun to rise.
* American incomes are stagnant. Adjusting for inflation, American workers haven't made any salary gains since Bush took office. In fact, real median household income dropped nearly $1000 from 2000 to 2006. The number of Americans in poverty increased from 31.5 to 36.5 million from 2000 to 2006. Now, one out of every eight Americans is considered poor.
* We're mired in debt. Sixteen percent of mortgaged homes are now "underwater"; that is, the mortgage owed equals or exceeds the value of the house. It is estimated that by June 2009, nearly one in four homes will be underwater. At least two-thirds of college students graduate with some debt and the average debt among graduates exceeds $19,000. More than 850,000 families filed for bankruptcy last year, a 38 percent increase over 2006.
Progressive solutions:
For heaven's sake, let's stop squandering $340 million dollars per day on the war in Iraq; let's put that money to work here in the U.S. instead. For example, to soften the blow of the current recession, state and local governments need federal aid so they can continue providing critical community services. To restore America's economy, we need to invest in ourselves. That means fixing our nation's bridges and roads, expanding mass transit and broadband access, becoming energy independent, developing new "green" technologies, and ensuring that every child receives a high-quality education. To redirect spending to where it's needed, we need to eliminate tax breaks for wealthy corporations, especially those that reward companies for sending jobs overseas.
Dennis Spisak-Independent Green Party Candidate for State Representative-60th District
Campaign Site: Http://votespisak.tripod.com
Visit our links to Progressive Job Programs and Healthcare for All Ohioans Act
Recently I met Steve Chaffin, an organizer for "Working Families Win". WFN strives to assist America's workers by changing government policy.
Steve is developing grassroots connections for new trade rules, improved healthcare, workers rights and increasing the minimum wage. As inflation continues; particularly in energy, organizations like WFN can become opportunities for rural communities to work together for a better future.
For more information: http://www.wfwin.org/index.php
June 30, 2008
The U.S. Conference of Mayors, meeting in Miami, adopted a resolution
this morning in support of single-payer national health insurance.
The assembly, in unanimous vote, backed a resolution calling for the
enactment of the "United States National Health Insurance Act," H.R. 676.
The bill, which is also known as the "Improved and Expanded
Medicare for All Act," is sponsored by Rep. John Conyers of Michigan
And 90 other members of Congress.
"This is a major achievement, a qualitative change in the movement
for genuine health care reform," said Dr. David Prensky, a retired
dentist from Palm Beach, Fla., who helped promote the resolution. Prensky is
a member of the Chicago-based Physicians for a National Health Program
(PNHP).
"It shows that our country's mayors now support the kind of approach
that every other industrialized country has -- an approach that
guarantees health care for everyone at an affordable cost," he said.
"Mayors, in a very real sense, are closer to the people than most
elected officials," Prensky continued. "They are closer to the
grassroots, where their communities and constituents are suffering.
Meanwhile their city budgets are being shattered by health costs for
their own employees."
Conyers' bill would guarantee everyone care for all medically
Necessary services, contain costs by slashing the administrative waste and
bureaucracy associated with the private insurance industry and assure
patients their choice of doctor and hospital.
The resolution was introduced by Mayor Lois Frankel of West Palm
Beach, Fla., and six other mayors from Baltimore to Santa Cruz, Calif.
Frankel worked in cooperation with the statewide advocacy group Floridians
For Health Care and the national group Healthcare-Now.
"By taking this action," said Dr. Quentin Young, national coordinator
of PNHP, "the mayors have put, in the boldest way, single-payer national
health insurance on top of the domestic agenda, squarely in the
middle of the legislative and presidential elections."
The U.S. Conference of Mayors is a nonpartisan organization of mayors
representing cities with a population of 30,000 or more. It currently has about 1,100 members. Read More »
Frankly, I believe that part of this is political arrogance by Democratic candidates that they or their campaign staff do not recognized PEACE groups, especially a by-state organized grassroots movement BIG MISTAKE. I would be the first to point fingers at the Republican Party, it is a given they are ARROGANT, except at least one Republican has the humility to fill out and acknowledge these most serious state and national issues.
Given, a few candidates from all parties have already stated their positions on the issues via their online campaign websites. If that be true, at the minimum respond to Voters for Peace and tell us that.
Of note, on the Ohio State page of Voters for Peace, yes WE are a presence here; ProgressOhio is listed as one of our resources. We depend on you to answer this CALL TO ACTION.
Robert L. Hanafin, Major, U.S. Air Force-Retired Read More »
Most folks on ProgressOhio are probably not aware that throughout history only two Veterans Service Organizations have sued both the Department of Veterans Affairs and our government for failure to Support America's Veterans and by extension OUR TROOPS.
Those two VSOs were and are Vietnam Veterans of America (VVA), and Veterans for Common Sense (VSC) one time allied with Bobby Muller's Veterans for America (VFA) with the exception of VVA, progressive Veterans groups all. The difference is that progressive leaning VSOs set aside their aversion to working with the 'liberal' ACLU and related Constitutional Legal Networks to emphasize taking on OUR GOVERNMENT within the legal system both at the State and National level.
Be patient WE will be coming your way (wink). Problem with Ohio is that most Veterans promote the allusion that Ohio's Veterans are quite satisfied and happy with the VA system. If not, those Republican Congress critters who claim they own the VA in Dayton, and outpatient clinic in Columbus, would not be consistently beating up Democratic or Independent contenders. GET THE PICTURE.
Anyway, I digress, but that's me. Now to the real serious story for it is about US, meaning us Veterans and Military Families and NOT ABOUT ME! Read More »
June 17, 2008
The number of underinsured U.S. adults--that is, people who have health coverage that does not adequately protect them from high medical expenses--has risen dramatically, a Commonwealth Fund study finds. As of 2007, there were an estimated 25 million underinsured adults in the United States, up 60 percent from 2003.
Much of this growth comes from the ranks of the middle class. While low-income people remain vulnerable, middle-income families have been hit hardest. For adults with incomes above 200 percent of the federal poverty level (about $40,000 per year for a family), the underinsured rates nearly tripled since 2003.
Middle-Income Uninsured Rate Rising
Insurance erosion has spread up the income distribution well in to the middle-income range. For those with annual incomes of $40,000 to $59,000, the underinsured percentage rate reached double digits in 2007. Barely half of those with incomes of 200 percent to 299 percent of the poverty level were insured all year with adequate coverage.
Underinsured Go Without Needed Care
In terms of access problems and financial stress, underinsured people--even though they have coverage all year--report experiences similar to the uninsured. More than half of the underinsured (53%) and two-thirds of the uninsured (68%) went without needed care--including not seeing a doctor when sick, not filling prescriptions, and not following up on recommended tests or treatment. Only 31 percent of insured adults went without such care.
About half of the underinsured (45%) and uninsured (51%) reported difficulty paying bills, being contacted by collection agencies for unpaid bills, or changing their way of life to pay medical bills. Many reported that they took on a loan, a mortgage against their home, or credit card debt to pay their bills, suggesting, "that these financial difficulties had the potential to linger into the future." In contrast, only 21 percent of insured adults reported financial stress related to medical bills.
Benefit Design Matters
The sharp increase in the number of underinsured adults is partly due to design changes in insurance benefits that leave individuals financially vulnerable. Underinsured adults were more likely than those with adequate insurance to report benefit limits--for example, restrictions on the total amount a plan would pay for medical care or on the number of physicians' visits allowed. They were also far more likely to report high deductibles: one-quarter had annual per-person deductibles of $1,000 or more. Despite benefit limits and higher deductibles, underinsured adults often reported high annual premium costs, in line with those reported by more adequately insured people.
"Benefit design matters," the researchers conclude. Having a policy with substantial cost sharing relative to income can undermine access to care and erode family finances. While improving insurance coverage is a worthy goal, it is important for policymakers to consider cost-sharing provisions, scope of benefits, and income when exploring coverage mandates, they say. Single-Payer Health Coverage such as the Health Care for All Ohioans Act would help.
The goal is high-quality care and improved outcomes--not just coverage, There is growing recognition of the need for coherent strategies that combine coverage with payment and other policies to change directions and move toward a more inclusive and higher-performing, high-value health system.
Yesterday, I received an e-mail from a professor from Case Western Reserve University who shared the following information:
"In my view, there are a few other absolutely critical facts that are not mentioned by Mr. Spisak and generally overlooked by most healthcare activists.
1. The insured do not know what their insurance covers until they get an expensive disease. Most voters are insured, and they do not understand how bad their situation may become when they develop widespread cancer. Their premiums may be increased because they are sick (everyone buys insurance so as to be insured while they are healthy, don't they?). The insurance company may find ways not to pay for some needed diagnostic tests and/or treatments.
2. Physicians sometimes change what is done for expensive diseases based on what insurance companies cover.
3. Insurance companies can and do change what they are willing to pay for without the knowledge of their insured.
4. Some physicians, hospitals, etc. collaborate with insurance companies to make these companies more profitable.
In my opinion, we shall not solve our problem until (a) the insured become very concerned and (b) there is universal monitoring of (1) quality of care and (2) who got paid for what.
As the Independent Green Party Candidate for State Representative for the 60th District, I believe we nee to pass the Health Care for All Ohioans Act. Current State Rep Bob Hagan said on WKBN radio on December 31, 2007 the biggest crisis facing Ohioans today was health care, and the problem to fixing health care was insurance companies. What Bob Hagan forget to tell the radio listeners he has taken political donations from insurance companies like Medical Mutual within the past year. So who do you represent in Columbus, Bob? People who need insurance or the insurance companies?
Dennis Spisak-Independent Green Party Candidate for State Rep-60th District
Campaign Site: Http://votespisak.tripod.com
See our links page to the Health Care Reforms
June 16,2008
I read an article last week by Michael L. Millenson , a health care consultant and the author of "Demanding Medical Excellence: Doctors and Accountability in the Information Age."
Here's a cold truth: Despite much media hand-wringing on the subject, most of us give about as much thought to those who lack health coverage as we do to soybean subsidies. The major obstacle to change? Those of us with insurance simply don't care very much about those without it. It's only when health care costs spike sharply, the economy totters or private employers begin to cut back on benefits that the lack of universal health care comes into focus. Noticing the steadily growing ranks of the uninsured, the broad American public -- "us" -- begins to worry that we'll soon be joining the ranks of "them."
The reality, however, is that only a minority of the uninsured are either the typical Redbook reader or that nice shopkeeper down the street. Two-thirds of those without health insurance are poor or near poor, and there are clear disparities in how different racial and ethnic groups are affected. Only 13 percent of non-Hispanic white Americans are uninsured, compared with 36 percent of Hispanics, 33 percent of Native Americans, 22 percent of blacks and 17 percent of Asians/Pacific Islanders.
Politicians understand what this means in practical terms. If a lack of health insurance were truly a white middle-class crisis, then conservatives and liberals would long ago have joined together, carved out a compromise and done something. Instead, we're served a constantly recycled set of excuses for legislative stalemate.
The unofficial Republican attitude toward universal health care can be boiled down to the three "nots": not our voters, not our kind of solution and not our priority. None of the Republican presidential candidates even pretended to present a serious plan for universal coverage, nor did Republican primary voters demand one.
Meanwhile, Democrats play their own "us vs. them" games. Although high-profile party leaders are loudly calling for universal coverage -- recall the Barack Obama-Hillary Clinton slugfest over their respective plans -- they reassure the middle class that the cost of compassion will be covered by repealing tax cuts for the wealthy. This "free lunch" approach may tax credulity, but it does avoid the need for discussing other taxes.
There are glimmers of hope. A growing number of insured families are struggling with higher co-payments and deductibles and skimpier coverage. These uneasy "underinsured" may yet join forces with the uninsured to demand protection from a situation that places them, "One paycheck from poverty/One illness or injury from misery."
A survey last year by the Employee Benefit Research Institute found that more than two thirds of Americans were willing to pay 1 percent more in federal income taxes to make sure that everyone had health insurance. This counts as progress, as does the bipartisan Healthy Americans Act, a significant step toward universal coverage proposed by Sens. Ron Wyden (D-Ore.)and Bob Bennett (R-Utah).
Over the years, our society has gradually provided a medical safety net for the elderly and disabled (Medicare), the poor (Medicaid) and veterans. At one time, these commitments were controversial, and there's no doubt that they're expensive. Yet Americans from all walks of life understand that the true value of these programs must be weighed on a moral scale as well as a financial one. It's our willingness to be our brothers' keepers that in part defines who we are as Americans.
It has been nearly a century since Theodore Roosevelt, a Republican running unsuccessfully on the Bull Moose Party ticket, boldly became the first presidential candidate to promise universal health coverage. That was in 1912. Nearly a century later, we're still waiting for a leader with the courage and skill to break through our fears and successfully lead the charge up that particular hill.
As the Independent Green Party Candidate for State Representative of the 60th District, I believe it is time for Ohio to have a single-payer Health Care for All Ohioans Act. I am ready to fight and climb that mountain.
Dennis Spisak- Campaign Web site: Http://Votespisak.tripod.com
Visit our links to Single-Payer and Universal Health Care

Interviews with business owners and employees reveal strong evidence of the need for paid sick days in Ohio. Currently more than 2.2 million Ohio workers have no paid sick days and 3.3 million cannot use paid sick days to care for a sick child or parent. A coalition in Ohio seeks to change that. This report gives a face to the reasons why. Among the stories it tells:
- A now-retired volunteer administrator who used a paid sick day to get a mammogram, revealing a malignant lump – she worked through her treatment and has been cancer free since.
- A restaurant worker who has no paid sick days and admits to working when sick.
- Two employees who confess they’ve driven trucks or buses while sick because they couldn’t afford the day without pay.
- A mother with 17 years of seniority at a Cleveland factory who has a good vacation policy but gets “points” if she calls in sick without giving her employer advance notice.
- A mother who says she gave birth on a Saturday and returned to work without missing a day.
- Two employers who argue that providing paid sick days makes their workplaces more productive and competitive.
- A husband who could not miss work when his wife’s lymphoma required chemotherapy
- A father who, after what he describes as years of steady attendance, had to take unpaid time off for serious injuries, forcing his family to go into debt and seek food stamps and church assistance.
- Several professionals whose supportive policies have helped them meet their families’ needs and inspired deep commitment to their workplaces.
- Two men who felt torn when their mothers were hospitalized (one for heart surgery, one for cancer) and they couldn’t take a day off to assist.
- Widespread support for a legislative standard allowing employees to earn paid sick days.
The interviews reflected what government data confirms – that many Ohio employees (42 percent) do not have paid sick days and that low- and middle-income workers are less likely to have this standard than more affluent Ohioans. Half of those with paid sick days still do not miss a single day of work in an average year and a study by the Institute for Women’s Policy Research finds that providing paid sick days in Ohio would yield a net savings of more than $1.00 per worker per week.
Press Release From Policy Matters Ohio
Full Report From Policy Matters Ohio
As pressure mounts on policymakers to find a solution to America’s health care crisis, some lawmakers are promoting the individual health insurance market as the best avenue for reform. They propose providing tax credits for people who seek out and purchase health insurance on their own, suggesting that individuals will be able to find the best deal for themselves. However, without adequate consumer protections, the individual insurance market offers a raw deal. Individuals seeking health coverage on their own have virtually no bargaining power to obtain good health benefits at a reasonable rate.
OHIO FAILS TO PROTECT INDIVIDUALS FROM ABUSIVE HEALTH INSURANCE PRACTICES, REPORT SAYS
Ohio law is failing to protect health care consumers from abusive practices by insurance companies, according to a report released Thursday.
Insurers are denying coverage to individuals with pre-existing health conditions, refusing to cover common ailments, and dropping policies for those facing rising health care costs, said Cathy Levine, co-chair of the Ohio Consumers for Health Coverage.
The group questioned the viability of Ohio statutes during a news conference to publicize the Families USA report.
"Ohio does not have adequate protections for consumers purchasing insurance on the individual market," Ms. Levine said.
The 50-state study of insurance regulations found that Ohio:
- Is not one of 35 states that limit how much insurers can increase premiums based on an individual's health status.
- Does not prohibit insurers from "cherry picking" the healthiest consumers. Five states do have such regulations.
- Allows insurers to exclude coverage for pre-existing conditions for up to a year, unlike 26 other states that prohibit the practice.
Ms. Levine called for state regulations to prevent insurers from continuing such practices.
"Right now there's a window of opportunity to make great strides in Ohio's health care system," she said, noting the topic has become a major campaign issue and is the subject of the governor's State Coverage Initiative to increase access to insurance.
Source: Gongwer News Service Ohio (Sub req)

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